Today was a Zoom meeting starting at 7:30 A.M. with conversations starting at 7:15 A.M. There were 20 of us on line.
GUEST:
Just us today
CHAT NEWS:
Gail Micca’s son is working on his “bucket list.”
Marlene Heller said that we had a good Showcase Tuesday event yesterday. The issue was changing a RC’s culture.
Marlene noted that the only people who like change are babies in wet diapers.
Halyna and Mike Stegura are moving locally for a while as they sell their 4 bedroom house. Then they head for Florida. Halyna still is coping with her eye cancer that can spread, but is stable. New meds are always coming.
Gail Micca is feeling much better after a few flu-like days with covid. She worked in the garden yesterday.
OPENING:
Pres. Gail Micca at 7:30 started the meeting.
Pastor Jean Masiko gave a very nice invocation.
Then Halyna Stegura led us in reciting the Pledge of Allegiance to the Flag of the U.S. And Marlene Heller led us in the recitation of the Four-wat Test, and adding “Is it Fun?”
CELEBRATIONS:
Pres. Gail displayed the list of June member celebration events.
DISTRICT CHANGEOVER:
The Rotary District 7430 Changeover Dinner is on Tuesday, June 28, 2022 from 5:30 pm- 9:00 P.M. at Brookside Country Club- Pottstown, 850 N. Adams Street, Pottstown, PA 19464
CAMP NEIDIG (RYLA):
This weekend event was completed last Monday evening. Nicole McGalla’s son attended and had a wonderful experience.
AWRC sponsored 2 students from Parkland H.S. and one from NWL.
ANNOUNCEMENTS:
CANCER COMMUNITY SUPPORT EVENT:
Sharon Goldner had the Dragon Boat Race last Saturday, which was a fundraiser for the Cancer Support. Community.
AWRC ANNUAL DUES ARE DUE NOW:
John Scott, Treasurer-elect, said we can pay using credit cards via ClubRunner (new this year), and he also can take your credit card over the phone. We all have received an invoice already.
We need your payments before June 30th.
FRESH FLOWERS FOR SALE:
Lisa Walton explained that she is selling her gorgeous home-grown flowers at $10 for small, and $25 for a large bouquet. This is a fundraiser for club operating monies, and it will continue through October.
PLEASE order them in advance from Lisa. She will make them up on Monday for our in-person Wednesday morning meetings.
HABITAT FOR HUMANITY:
Amir Famili said that they now are constructing 8 town houses. More volunteers are needed for Tuesdays, Thursdays, and sometimes Saturdays. Please contact Amir.
KINGDOM LIFE FOOD BANK:
The next distribution will be on July 16. Volunteers are needed. Ron Coleman does a great job, but needs help.
PARKLAND C.A.R.E.S.:
Their food pantry work day will change from Saturdays to Tuesday evenings.
Katrina Sundstrom said that they are crazy busy. They prepared 180 bags last Tuesday. The next event is on July 12th mid-afternoon.
MEALS ON WHEELS:
Helen Papathanasiou still needs more volunteers. They would be substitutes with sporadic assignments.
GARDENING CLASS TONIGHT:
This will be held this evening June 22nd at the Library at 6:30 P.M.
GREEN THUMB GARDEN:
Gail Micca said that help always is needed. Produce went to Jordan Lutheran Church last Sunday.
Sarah Evans has been a great volunteer and just built needed trellises.
FIFTH WEDNESDAY MEETING TIME CHANGE:
On Wednesday June 29th we will meet AT 5:30 in the evening at The Green Thumb Garden and have some snacks as we tour. Then at 6:30 P.M. we plan to go to Carrabba’s restaurant for supper.
PLEASE tell Gail if you will be attending these events.
MOTE that the entrance to the garden has become complicated.
NEXT MORNING MEETING:
Wednesday July 6th IN-PERSON at Madeline’s in Fogelsville starting at 7:30 A.M. Come early and circulate.
Our program will be our annual Changeover celebration.
DG Len Gieseler is planning to join us.
DINING OUT:
Please contact Pres. Gail if you are willing to plan a dining out for us.
AWRC ANNUAL PICNIC:
Once again this will be hosted by Sue and Bill Weber on their farm in Vera Cruz. The date is Sunday July 31st.
MEMBERSHIP EVENT:
Pres. Gail and Membership Chair Tori Morgan are looking for a new location for a membership promotion event possibly in the Saucon area where other RCs can join us. Corn hole competition may be featured.
CASINO NIGHT:
This will be held on September 23rd at the Wheels Museum and is our critical fundraiser. It will run from 5 P.M. to 9 P.M.
The next committee meeting will be on the second Sunday in July.
HAPPY DOLLARS:
Ralph Witcher is happy that they received a great Anniversary card from Sandi & Ernie Boll.
Geoff Legg also thanks the Bolls for their card.
Gail Micca also thanks the Bolls for their get-well card.
PROGRAM:
Program Chair, Ralph Witcher introduced member Geoff Legg and thanked him for his program today. Geoff is the Owner of G.A. Legg & Associates, and he is to discuss Ageing and Long-Term Care: Key Challenges in Long-Term Care Considerations for Seniors.
Geoff Legg is a seasoned financial advisor specializing in asset preservation. As a Financial Advisor, his primary focus is the creation of retirement, investment and estate planning strategies to help his 400 clients realize their financial and life goals.
Geoff began by asking the audience for questions that are on their mind. This got a good exchange going with a number of participants.
The key conclusion always is that as we look forward we need a Plan to address how we handle and pay for the costs of health care needed to cope with ageing health issues.
About Long Term Care
A Population aging induces growing costs in healthcare services, due to an increase in the utilization of age-related procedures and treatments that are pushing up costs of long-term care, which are expected to grow at a faster pace than other healthcare needs.
Long-term care involves a variety of services designed to meet a person's health or personal care needs during a short or long period of time. These services help people live as independently and safely as possible when they can no longer perform everyday activities on their own.
During this presentation we discussed:
What is the main problem with an aging population?
What are the implications of the aging population on health care?
When should you consider long-term care?
What is the key determinant for the need for long-term care?
When asked what age is right to get long-term health care, Geoff noted that asset transfers must be done five years before one can use Medicaid. Geoff said that Medicaid facilities are not as good as many Medicare and private living places. Jill Kearney said that Medicaid is sub-par care.
Geoff told the story of his Aunt and Uncle, and later his in-laws, who experienced illnesses for years, which gave him a 22 year example of care needs and costs. This was in the 1990s and resulted in Geoff learning a great deal about elder-care.
He again said that a Plan is needed well before you need special health care. Statistics show that 70% of the time the health care is in the home. Staying home is cheaper than a care facility.
Geoff said that to get care insurance, you need to be in good health. That is why you do it well in advance of when you might need it.
Geoff mentioned a 10 year insurance plan. You pay in for 10 years and then it is paid up.
Geoff noted that some folks have a steady income from which a sizable portion can go to directly pay for health care. Then you need insurance to cover the other portion you estimate as costs.
John Scott talked about an HSA policy. A health savings account, also known as an HSA, is a tax-exempt savings account that, when paired with a qualified high-deductible health plan (QHDHP), can be used to pay for certain medical expenses. Funds deposited are not taxed, nor are withdrawals for qualified expenses.
So make a plan.
CLOSING:
Pres. Gail led us in reciting our motto “One profits most who serves best.”, rang the imaginary bell and adjourned the meeting.